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The Habits of People Who Are Good With Money – by Mike James

Reading Time: 5 minutes

by Mike James

If you are the kind of person who struggles to manage your finances, it might be tempting to imagine that some people are just born with a magic ability to be good with money. The fact is, those people are no different to you – they still had to learn good habits. It may be that they got off to a decent start with the example set by their parents, but they still had to carry out the two steps of habit formation: learning and repeatedly putting into practice.

The good news is that anyone can create new habits at any time. Scientists say it takes somewhere between one and two months to establish a new habit.

Here are some of those healthy money habits used by financially savvy people that you too can learn and start to put in action right now:

Create a budget – and stick to it!

There are all sorts of ways of setting a budget – don’t get bogged down. Choose the type of budget you think will work best for you and make sure you use it religiously. A monthly budget is probably the easiest route to follow and is most likely to fit in with your existing regular outgoings and income payments (if you are employed).

Your budget is the number one most effective tool in your financial armory, a powerful weapon against getting into money trouble. So don’t think of it in terms as a restriction – it will actually help free you to live the sort of life you want.

Cement budget-making as a habit in your life by putting the date for making a new one into your diary and making sure you sit down and do it. If you have a partner, it is important to agree to do your household budget together so you are both on the same page when it comes to spending, saving and paying off debts.

Track your spending

How often have you got to the end of the working month and wondered where on earth all your money went? Well, now is the time to find out.

The easiest way to do this is to write down every single penny you spend – this might sound tedious but it is by far the best way of facing up to what is really going on. Nearly everybody is surprised – often even shocked – by exactly where their money is going when they see it all set out in front of them. Often we spend on autopilot without even really registering what we are doing, particularly with today’s quick and easy payment systems such as contactless and automatic apps.

Make it a habit to carry a small notebook with you where you write down everything you are spending. There are also apps you can use to keep track, if you prefer. This way you will be fully aware of where you stand and you will be able to put on the brakes long before you start to head for trouble.

You can also feed this new knowledge back into your budget-making process, enabling you to set more realistic targets.

Spend less than you earn

Sounds obvious, right? But plenty of us don’t stick to this basic rule. Some experts say this is the most important principle to live by if you are going to become financially successful.

Hopefully you will already have set your personal budget and that should have given you a clear idea of what you can afford to spend within your given timescale.

If you consistently spend less than you earn, it frees up money to make bigger payments on your debts, which should be your priority. Over time, your debts will reduce, freeing up even more money to make even bigger debt repayments and eventually dramatically reducing your monthly outgoings for good.

Use your budget to plan to reduce expenditure so you are consistently spending less than you earn and use ‘extra’ income, such as bonuses or gifts, to pay off more debt.

Cook at home

We all know how easy it is, particularly after a hard day at work, to go out to eat or send for a takeaway. But even if you only do this once or twice a week, it quickly adds up. Cooking at home more often is a win/win situation – not only will it save you cash, it is much healthier.

Making you own meals doesn’t have to be complicated or time-consuming and you don’t need to be a master chef. There are masses of resources out there – take advantage of free online recipes and search for ideas for cost-effective, simple menus.

Planning your meals – including breakfast and lunch – for the whole week will save you time and money. It is too easy to overspend if you are buying food on the fly every day. Set a grocery budget, write a shopping list and keep to it.

Cooking at home most of the time means that when you do go out to a restaurant or order that blow-out takeaway, it truly feels like the special treat it should be.

Question your spending

Take the impulsivity out of spending by applying the 48-hour rule. We’ve all been there – bought something expensive on a whim, only to get home and realize we don’t even really want it.

The 48-hour rule applies to spending above a certain level – you decide the limit, e.g. over £50, £100 or £200 – and give yourself two clear days to decide whether you really want the item. If you walk away from the store, you are unlikely to go back if it was an impulse decision – if it turns out to be something you really do want or need, it won’t be a hardship to go back after 48 hours. If you have a partner, agree between you to stick to the same limit – no more regrets!

Start saving for future expenditure

Plan now for expenses you know will be coming up, such as Christmas, holidays, servicing the car or wedding gifts. Write down how much you think you will need to spend, break it into small amounts and then put the money aside each month. Ring-fencing finances ahead of time makes life much less stressful.

Reframe what spending means to you

Many of us turn to spending for comfort. If we’ve had a rotten day at work or argued with our partner, it can feel soothing to treat ourselves to ‘something nice’: a packet of sweets, new clothes, an armful of glossy magazines or an expensive bottle of wine. This might work for a bit, but the fact is these things are not truly nourishing and the resulting blow to your bank balance, if done repeatedly, is actually likely to make you feel worse in the long run.

Financially smart people don’t do this. Start to create healthier self-care habits. Remind yourself how awful you feel when you overspend, and commit to not going there. Instead think ahead about other ways of getting some comfort. Phone a friend, go for a run, promise yourself an evening just for you with a long bath and a good book – basically anything that makes you feel good, but doesn’t cost much. You’ll save money and have better emotional health too.

Article provided by Mike James, an independent content writer working together with Solution Loans, a technology-led finance broker established many years ago to advise clients of their most suitable types of credit.

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KodycolbyThe Habits of People Who Are Good With Money – by Mike James

Dance… As Long as the Music Plays

Reading Time: 4 minutes

Dance as Long as the Music Plays 

Dance… as long as the music plays.

When it comes to the subjects of aging well or coping with illnesses, one of my favorite sayings is this: “Dance as long as the music plays.” Tragically, yet understandably, most people – when they either reach a certain age or a certain point in their illness when their fight begins to leave them – turn their attention from living to dying.  They stop enjoying the world and begin missing the world…. long before they even have to leave it!

Short story: My father, Larry Joe (how perfectly southern is that name?), battled horrific illnesses most of his adult life. The things this man had to deal with would make the rest of us shake with embarrassment over the things we complain about.  A doctor at Vanderbilt once told my mom that my dad’s level of pain was almost unheard of – and that it was relentless. He likened it to pouring salt water in an open wound. Over and over and over again.

Each morning brought waves of nausea that he would joke about being his “morning sickness without a baby to show for it.”  One by one, things that he loved to do (working – he loved his job!, gardening, umpiring softball games, walking with his granddaughters..) had to give way to sitting in his recliner watching reruns of Matlock, Rockford Files and Perry Mason.

He wasn’t even 60.

Here’s the thing, though. The man never complained. Not once did he ask or even come close to asking, “Why me?” When he could no longer tend to his rose beds, he read rose magazines and browsed rose bush catalogs – talking about “next year’s garden” when he’d be “stronger.”

His body robbed him of health and it robbed him of many, many years but it never robbed him of his love of life. During his last hospital stay, he made jokes about the food and teased my mom by saying their food even made him anxious to get home to her’s!

Such a character.

What can we learn from this character?

For one thing, he had fun with life. There wasn’t a day that he wasn’t finding something to laugh about. And if that something didn’t appear, he’d create it.  I could always see it building in his face – I’d think, “Uh oh, here it comes.” Daddy was a sweetheart but he had a crazy sense of humor and you’d always kind of want to brace yourself for it.  If life wasn’t living up to his sense of humor, he had no problem with creating a little craziness. He’d get that sparkle in his eye and you knew someone was going to get roasted, you just hoped it wasn’t you! He focused on the beauty in life and turned away from the ugly.  How many people just seemingly STARE at the ugliness in life? Not only do they stare at it, it’s almost as though they search it out.. then they share it all over social media. It’s kind of like, “I’m focusing on this ugliness and now I want you to as well.” The summer before he died, my dad fell and broke his hip. He had to have a hospital bed delivered to their home and even required a walker for several months after his surgery.  I guess it’s because I knew it was so close to the end, but the sight of that walker and hospital bed made me want to cry. He would, as you’d expect, make jokes about them. The only thing I ever heard him say about the walker was that he was very grateful for it because, unlike his granddaughters, he wasn’t much of a crawler.

Finally… what can we learn from this jokester?  He danced…. for as long as the music played. And he didn’t sit one song out.

He lived out one of my favorite sayings,  “Dance as long as the music plays.”

As we grow older, we have to be on guard for dark clouds that come swooping in. Dark clouds that remind us of things we no longer are able to do. Clouds that whisper that time isn’t on our side. Clouds that remind us of health issues, aches, pains, and what have you.  Is there a lot of truth to what they have to say? Sure. Those morning aches aren’t exactly fictional, are they?!

But here’s the thing – you can’t focus on any of that nonsense. Where’s the joy in that?

Whether age or illness (or if you’re really showing off and are up against both) has brought a few visiting dark clouds into your world, here’s what I want you to do.

Acknowledge them. Obliterate them.

Don’t ever focus on the end of the song. Focus on the music and let the end work itself out. Focus on living and focus on the beauty in life. By all means, focus on laughter. The more, the better. Someone I once knew taught me that every now and then, if life isn’t funny enough, you have to create your own. Just warn everyone first, okay?

“Dance as long as the music plays.” – Larry Joe’s Daughter

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KodycolbyDance… As Long as the Music Plays

Coping with an Illness: Overcoming Feelings of Sadness and Anger

Reading Time: 10 minutes

Making Peace When You Really Just Want to Throw Things

Lake Barkley at Sunset

How can you keep from feeling depressed when you have a chronic illness? How can you feel happy when you’re sick?! How can you keep diabetes (or high blood pressure, Celiac Disease, cancer, or other illnesses) from stealing your joy and happiness? Can you be truly happy when you have a chronic illness? How can I keep from feeling discouraged when I suddenly have to think about my health so often? How can you get used to having a chronic illness? How can I get used to checking my blood pressure daily? How can I get used to giving myself a shot every day?

The above are what we’d have to call very FAIR questions. From what I’ve seen, heard, and experienced, the most difficult illnesses and/or conditions to handle are those that seemingly come out of the blue. They land smack dab in the middle of your world – completely  unannounced and most definitely without an invitation.

Welcomed or not, chronic illnesses and conditions become part of our lives and have little (if any) intention of leaving.

From Web MD: A chronic illness is a condition that lasts for a very long time and usually cannot be cured completely, although some illnesses can be controlled or managed through lifestyle (diet and exercise) and certain medications. Examples of chronic illnesses include diabetes, heart disease, arthritis, kidney disease, HIV/AIDS, lupus, multiple sclerosis…

Getting Used to Chronic Illness

While I named this section, “Getting Used to a Chronic Illness,” in all actuality what we’re really looking for is a way to make peace with a chronic illness. “Getting used to” something is pretty misleading. I mean, technically, how would one ever “get used to” pain or discomfort?

What we really WANT and what we really NEED is peace of mind. Peace is always better than war and when we find ourselves struggling with feelings of anger, remorse, self-pity, and frustration, we are at war with an enemy we must find a way to live with.

You may feel anger, sadness, and even a sense of being overwhelmed. You may miss how life used to be, before everything changed. I want you to know that there is nothing wrong with feeling these emotions.  You aren’t wrong to not want to be sick! You aren’t wrong to wish you were free from this particular illness or condition.

You’re human after all.

If you’ve read Self Help Daily (or my food blog for that matter) recently, you know that I recently developed a chronic condition (or, more to the point, a pre-existing condition came boiling to the surface).  While I am THRILLED that I don’t have anything terminal or what we’d term “serious,” I am greatly annoyed by its presence. I’ve had to completely change how I eat and cook. For someone who has always been a very passionate cook, this felt like a kick in the gut.

Come to think of it… literally at times.

I had to completely give up gluten and wheat, which to be honest, I’m completely fine with now. The damage done to my insides, however, is something I’ll have to live with. My stomach is easily upset if I eat the wrong type of food and, thanks to the damage combined with a hiatal hernia, heartburn is a frequent, particularly unattractive guest.

The heartburn and GERD, actually, only showed up this year. Their “newness” is probably what has hit me so hard. Maybe your particular illness or condition are the same. Maybe, like me, you went YEARS without your illness – be it high blood pressure, Celiac Disease, diabetes, or any other “unattractive guest.”  I think you could make a strong case for these illnesses being much harder to cope with than those we have either all of our life or for over 10 years.

Here’s an example: Asthma is an old friend of mine. I’ve had it since I was a baby, so I don’t know life without asthma. Many times, my husband or daughters will hear me wheeze before I’ve even registered the fact. A while back, I realized I was short of breath and heard wheezes coming from my chest. I simply put down the book I was reading, found my inhaler, used it, and went back to my book. I never gave the process a second thought.

The very next night, however, I felt heartburn coming on and every emotional switch in my body went on high alert.

“What the heck?”
“This is so not cool!”
“Where are those darn Tums?!”

Fortunately for my husband and cat, I didn’t have my mini meltdown out loud – all the angry questions took place inside my mind. After chewing a Tums, all was well and peace was restored in my chest and mind.  Then it hit me… why did I react like this to something as simple as heartburn and yet didn’t blink an eye to an actual breathing condition?

This article actually sprang forth from that single thought. When a new illness or chronic condition springs itself on you, it is a shock.  I think we tend to be in denial for a while..

… it’s just something I ate… … I’m just tired… … must have a bug… …. this will pass….

Once shock and denial give in to reality, anger sets in – usually joined by sadness.  You read up on your condition and realize, “Life is never going to be the same again.”

Can you get used to the new condition or illness? No. You can, however, learn to live with it and even make peace with it.

I promise. Keep reading.

A New Normal

Think back to the first time you had to start wearing contacts or glasses. Think back to when (thanks to father time) you had to give up a particular sport – or at least had to cut back on the amount of time you spent with it. Think back to when you had to make the font on your computer screen larger. Think back to when you had to stop drinking so much caffeine.

If you’re like most people, these changes are so much a part of your life right now that you can’t even remember what it was like BEFORE.  Why are you so comfortable with them? They’re your normal.

Whatever chronic condition or illness you have right now is your new normal. The sooner you acknowledge it as such, the better you will feel.  And here’s the real heart of the matter – no matter what condition/illness you’re up against, you MUST HAVE a positive outlook and peace of mind. Being at war in your body will only make matters worse.

You must find peace, which means accepting that which is seemingly unacceptable. Acceptance can be the most powerful step we ever take.  That does not mean, in any way, that you are giving in to the illness. Heck no! It means you are making yourself remain calm and in control.

You’re basically telling it, “YOU’RE the newcomer. You’ve come into my life, but you are not my life. You are not going to rob me of any happiness, joy, or peace. What’s more, I’m going to use you to my benefit!”  (More on that last thing you told your illness in a minute – but, rest assured, you meant it.)

Here’s a little checklist for taking your new guest from nemesis to normal:

Breathe. Take deep, cleansing, healing deep breaths and do so often. When we’re under stress, we often hold our breath without realizing it. That, or we’ll take frequent shallow breaths. Either extreme puts every system in our body on high alert because they assume we’re under attack. Naturally, this only brings about more stress, anxiety, and even feelings of panic. Breathe. Focus on Loveliness. Forgive me for sounding like a greeting card, but sometimes a flowery word like loveliness is the only one that’ll do.  Having a chronic illness or condition isn’t lovely. Heartburn, high blood pressure, chronic pain, multiple doctor’s visits, daily shots, frequent tiredness, headaches.. none of these are lovely. When you have one or more of them, however, they require a certain amount of attention. The trick is not to DWELL there. Give them the attention they require (whether it’s with medication, a nap, heating pad, ice pack, or good old fashioned hot bath), then step away. Don’t stand there staring at the wreckage, so to speak. Switch your focus to something… that’s right… lovely. For me, lovely is my family, my cats, birds, trees, animals, recipes, and flowers. For you, this may mean fishing, television, golf, or a home improvement circular! Move your mind, your eyes, and  your attention from the unlovely to the lovely and be cognizant of it throughout the day. Do your homework. Read up on your condition or illness and find ways others are dealing with discomfort, illness, restlessness, pain, or other symptoms you’re experiencing.  Do everything you can to find what works for you. It’s your life, remember, and the illness is a guest – not the other way around. Often, good old fashioned naturally “home remedies” can relieve symptoms better than anything else.  Chai Tea Lattes and coffee, for example, relieve my asthma symptoms better than inhalers and they’re tastier too. Naturally, if it’s too late for one of these miracles in a mug, I go with the inhaler. Do your homework – never replace a doctor’s orders with anything you turn up, though, and if you have a serious illness, seek his/her advice at all times. Practice being nonchalant. The next time your illness or condition presents you with discomfort,  respond with, “… well this is nothing…. it’s just _____.”  Saying the words is a powerful thing. Trust me, I’ve tried it! But you have to do it each time your nemesis looks you in the eye. Eat a healthy diet. Eating plenty of fruits and vegetables will make you feel better, inside and out. Many conditions are actually improved by simply eating a healthier diet and by getting plenty of vitamins. Take supplements if needed. Vitamin deficiencies are common among those with chronic illnesses. Low iron, magnesium, B vitamins, and Vitamin D can affect your mood as well as your body. Have your levels checked if you feel something is off. Getting the right amount of any of these vitamins can make a world of difference in how you feel – physically and emotionally. Get plenty of rest. When your body is coping with an illness or condition, it is working harder than you realize. That’s why we often feel so tired when we’re sick – our body is at work trying to heal itself. This extra work is exhausting! If you feel too tired to go to a party, say so. If you feel like turning in at 8:00, sweet dreams! You know your body better than anyone else. If it’s tired, let it rest.

Your illness/condition is your new normal. All the tears, outbursts, and sulking will not make it go away – they will only allow it to steal more from you than it already has. What’s more, emotional upheavals simply drain more of your body’s precious energy. Time it has to spend making sure your emotional state is balanced could be better spend making sure your physical state is balanced.

Deal with Emotions as they Arise

Okay. We’re accepting our new normal. We have no intention of allowing this new normal to rob us of our happiness or peace. However, there will be emotions that’ll need to be dealt with.  Having emotions does not make you bad – it makes you human.

When you feel overwhelmed by your new normal, talk it out with someone. When you feel frustrated by the new restrictions in your life, focus on the things this illness can’t touch. Can you still sit in the front yard and listen to songbirds? Can you can still enjoy a book by your favorite author? Can you take a nice stroll around the yard or park? Can you listen to your favorite music? Can you spend a little time reliving favorite memories? Think of as many things you CAN do and don’t spend another minute thinking about the things you can’t do. When you have questions, ask them. When you hear a small voice inside ask, “Why me?” answer with, “Oh, that’s easy. Because you’re strong enough to handle it.”

No matter what end of the spectrum your new normal is – whether it’s GERD/Heartburn, High Blood Pressure, Cancer, Diabetes, Heart Disease, or a disease I couldn’t even begin to spell… realize that it has already taken enough from you. Refuse to let it have your peace of mind or happiness.

{Continued Below…}

Quote About Perspective by Dr. Wayne Dyer

Using Your Illness to Your Benefit!

Earlier, you put your illness in its place. You told it that it was a guest in your life and that it wasn’t going to rob you of your happiness or peace of mind. Remember? You even told it that you were going to use it to your benefit. I’m not sure you believed yourself, so I’m going to try to back up your words.

Many people, when confronted with a chronic illness or life-changing condition, find that other areas of their life are enriched.  Whether you’re confronted with life and death with your “new normal” or are simply forced to alter areas of your life, make no mistake about it… you begin to appreciate life and all of its moments more. Little things pass away like a snowflake in a snowstorm. So-and-So‘s long hair… big deal. Such-and-Such‘s fifth marriage… hope this one takes!  Not enough money to buy a new refrigerator… kind of like the way this one moans anyway.

Seriously. When you stare eye to eye with an illness, you gain an insight to life that others simply don’t have. You appreciate the little things others step over. You watch them fly off the handle over minute things and wonder what the fuss is.

You appreciate life and all of its moments more than ever.

Perhaps this is why so many people with chronic illnesses enjoy sweeter relationships.  They don’t “pick” at people or measure their imperfections.  They don’t spend time thinking of ways this or that person doesn’t quite measure up.  When you appreciate life on such a huge level, you don’t take time to judge people – you use your time to love them.

Many people also use their illness to their benefit by “opening up” the world around them. They’ll take up new hobbies, learn new things, explore new places – each of which probably would not have taken place in their “old normal.”

Your new normal can bring a lot more to your world that is GOOD than you ever thought possible, but you have to let it. The more time you spend dwelling on the negative, the longer it’ll take you to get to a better place.

{Finished Below…}

It is what it is but it will be what you make it!

Final Thoughts

When you feel frustrated, sad, angry, or overwhelmed – cut yourself some slack. No one else can possibly know what it’s like for you. They would have had to lived YOUR life in the past and they would have to be living YOUR life now to know what it’s like for you.  Be patient with yourself and forgive yourself when you occasionally get down. The trick is to not stay down. Get back up and keep going.

Your new normal will soon become your normal – and you know how normals are, they’re barely given a second thought. They just are.

{Continued Below…}

Give yourself the time you need and the extra rest you will require. If you need a mid-day nap, take it! Don’t worry what others say or think – this is your life and you know what you need to feel your best. Stay well-rested, your body, mind, and emotions will all function better.

Also, remember that stress will creep in at times. Whether it’s extra medication, discomfort, or life restrictions, stress and anxiety will pop up from time to time. When they do, for crying out loud, don’t roll out the welcome mat! Insist that they leave immediately. Below are a few suggestions for getting rid of stress and anxiety:

Go outdoors. Fresh air and sunshine do wonders for your mood. Spend time with your pet. Time spent with animals is never wasted. Take a walk. Read a book.  A great Agatha Christie mystery will keep your brain cells too busy to stress. Watch a movie – an old western, maybe?! Flip through a magazine or Avon brochure. It’s all but impossible to feel stressed when looking at nail polish. Turn on Motown or Oldies. Talk to a family member or friend who always seems to lift your spirits. Last – but in NO way least – pray. Prayer chases stress and anxiety away and leaves peace and contentment in their place.

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KodycolbyCoping with an Illness: Overcoming Feelings of Sadness and Anger

Quote About Springtime: The Land Awakening…

Reading Time: 1

Spring is Almost too Beautiful For Words

Quote about SpringI’ll spare you all the flowery speech and colorful spiels about springtime and simply say this – Springtime is the lovely! Each year, as the trees begin to bud and I’m greeted by songbirds each morning, I remember one of my favorite proverbs, “No matter how long the winter, spring is sure to follow.”

Beautifully true… year after year.

I hope your spring is even more vivid and glorious than ever this year. ~ Joi

If we had no winter, the spring would not be so pleasant; if we did not sometimes taste of adversity, prosperity would not be so welcome. – Anne Bradstreet

More Quotes About Spring

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KodycolbyQuote About Springtime: The Land Awakening…

How to Calm Your Brain During Conflict (Infographic)

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No One Agrees ALL The Time...

Conflict is inevitable – being at its mercy is not. The great (beautiful, too, isn’t it??) infographic below shows you how to stay in control of any situation – even the ugly ones.

Courtesy of: CashNetUSA

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KodycolbyHow to Calm Your Brain During Conflict (Infographic)

What to Do When Life Wants to Steal Your Peace

Reading Time: 3 minutes

Self Help Daily Info

What to Do When Life Wants to Steal Your Peace

We assume that our lives will go according to our plans–education, family, career. But we sometimes encounter things beyond our control that keep us from following the path we predicted for ourselves.

When these disruptions come along, it can be very difficult to maintain peace of mind as we pick up the pieces and try to get back on track. But it can be done. Many great figures in history had failures that could have stopped them, but instead they forged ahead and achieved amazing things for humanity.

A good example is experiencing an accident. Despite all your careful planning–obeying traffic laws, wearing your seat belt, maintaining your vehicle, and so on–you end up injured and off work for an extended period of time. The mistakes of someone else, in this case, have gotten you off course. It is incidents like these that can have a long-term affect on your life.

In order to bounce back and move forward after an unplanned setback like an accident, we have to know how to go about regaining our sense of direction and balance. This takes several steps.

Build A Recovery Plan

It is a lonely feeling to be mired in a daily routine of bed rest and doctor visits. You are unable to work, unable to maintain your home, and unable to socialize as you once did. The physical recovery can be slow and grueling, and in the meantime your income is probably reduced even as large medical bills roll in.

As distant a need as it may seem at the time, you need to contact a personal injury law firm as soon as your health permits it. The wheels of justice turn slowly, so every minute of head start you can get is a minute sooner that your compensation will come.

The same applies to any other setback. If you come up short academically in an educational program, you need to find a new curriculum that better suits your talents. If your job relocates, you need to examine your options for a less volatile career. And so on. The important thing is to get a plan established for getting back to normal.

Maintain A Routine

When you’re off work or school for an extended period, it’s important to keep the days from smearing together into a long series of TV shows and Internet. This can erode your happiness and create a long-term impact on your spiritual health, as well as slowing your physical recovery.

Structure your day, even when it doesn’t seem to need it. First write in the necessities–doctor appointments, physical therapy times, legal consultations–and then some time to be outdoors, even if it’s just to sit in a chair and read or relax. Find spiritual time for religious meditation or inspirational entertainment. And don’t neglect human interaction! Find friends who can spend time with you as you recover.

The important thing is to plant some trees in your routine; that is, to establish immovable things that help you frame up the rest of your day. Once those are in place, you will find that it’s much easier to avoid an endless string of unshaven days spent on the couch staring at game shows.

Address The Cause

An ounce of prevention is worth a pound of cure, as they say. When we get knocked off our planned path, it can be easy to fall into a blame game. But it’s important not to go in that direction as you begin to identify what the underlying problem is. If you’ve had a car accident, the cause can be obvious: Someone made a mistake, and now you’re hurt.

But maybe an incident of poor scheduling on your part put you on the road in a place where distracted drivers are numerous. It’s still not your fault, but sometimes we can take steps to avoid being in those dangerous situations. If you go for a walk in the woods and wander off the trail into the path of a snake, it’s not your fault you were bitten, but you’d be wise to stay on the path next time.

Again, this is not about blaming yourself for the mistakes of others. It’s about reducing the feeling of helplessness you get when something bad happens, and giving you a strategy to feel more confident later that you can avoid a repeat of the incident. And sometimes avoiding a repeat of history is the best way to move past it.

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